liquidity factor meaning in Chinese

液性指数

Based on the analysis of types and sources of risks that confront commercial banks , the paper first determines the methodology for its research , i . e . mathematical statistics for quantity factors and the fuzzy discriminating analysis for the quality factors . combining the evaluation approaches of the banks in germany and china , the paper gets 13 common indices , and with mathematical statistical method , chooses 4 factors that will influence customer credits : equity capital / total asset , velocity of stock in trade , velocity of total assets and payoff rate of total sale . the four factors with liquidity factor reflect the customer ' s financial characteristics , such as capital structure , operation , earnings and liquidity
在理论分析的基础上，结合德国和中国有关银行的客户资信评价方法，在得到影响客户信用13个常用指标的基础上，利用数理统计分析方法( t检验、多元判别分析和逐步判别分析等)得出影响客户信用的四个因素：自有资本率、存货周转率、总资产周转率和销售盈利率，他们反映了企业资本结构、经营状况和盈利水平，加入企业的流动性以后，它们决定了客户的财务特征。